What to Do After an Accident Under Michigan’s Personal Injury Law

Being involved in an accident can be a traumatic experience, leaving you unsure about what to do next. Understanding Michigan's personal injury law can be crucial to ensuring you make the right decisions after an incident.

Firstly, seek medical attention. Regardless of the severity of your injuries, it's essential to see a healthcare professional. Some injuries might not be immediately apparent, and having documentation from medical professionals can be important for any potential claims.

Next, report the accident to the police. In Michigan, it’s important to have an official report of the incident, especially if there are injuries or significant property damage. The police report will serve as an official record, which can strengthen your case later on.

Collect evidence at the scene of the accident. If possible, take photographs of the accident scene, damage to vehicles, and any visible injuries. Get the contact information of any witnesses, as their statements may be beneficial in supporting your claim.

Notify your insurance company about the accident. Michigan follows a no-fault insurance system, meaning that your own insurance will cover your medical expenses and lost wages, regardless of who is at fault. However, you must inform your insurer promptly, as delays may affect your coverage.

Consider consulting with a personal injury attorney. An experienced lawyer can provide invaluable guidance through the complexities of Michigan's personal injury law. They can help you understand your rights, navigate the claims process, and determine if you are entitled to compensation beyond your no-fault benefits.

Keep detailed records of all medical treatments, expenses, and any lost wages due to the accident. These documents are essential when calculating the comprehensive costs associated with the accident. Having organized records can also help your attorney in building a strong case on your behalf.

If the accident involved another party’s negligence, consider filing a personal injury claim. Michigan law allows you to pursue compensation if you suffered a serious injury or your daily activities are significantly impacted. Your attorney can help determine the best course of action based on the specifics of your case.

Lastly, be mindful of the statute of limitations in Michigan. Generally, you have three years from the date of the accident to file a lawsuit. However, there are exceptions, so it's crucial to consult with an attorney as soon as possible to ensure your claim is filed within the required timeframe.

In summary, after an accident in Michigan, it's essential to seek medical help, report the incident, gather evidence, notify your insurance company, and consider consulting a personal injury lawyer. By following these steps, you can protect your rights and set the foundation for a potential compensation claim under Michigan’s personal injury law.